Qualified arborists inspecting mature parkland trees during a tree survey

Tree inspections & surveys

Tree Inspections & SurveysAcross Surrey, KentAnd Sussex: Written Up Properly

Before you decide whether a tree needs reducing, removing or leaving alone, you need an honest look at its actual condition, not a guess from the pavement. We carry out a visual tree assessment on site, then write the findings up in a report and send it to you.

12 years assessing tree condition and risk, 59+ five-star Google reviews, basic surveys from £50 per tree.

12 yrs

Assessing tree condition, risk and structural defects across the borders

£15m

Total insurance cover, £10m employers', £5m public and products

NPTC

City & Guilds certificates in felling, climbing and aerial rescue

£50

Starting price per tree for a basic visual inspection, written up and sent to you

Two qualified arborists inspecting mature parkland trees during a tree survey

The service

What A Tree Inspection Actually Involves

A tree inspection is a visual tree assessment, or VTA, a systematic look at a tree's crown, stem and root plate from the ground, checking for deadwood, cracks, included bark at unions, fungal fruiting bodies, cavities, lean, and any signs the tree is under stress. It is a basic visual condition inspection, not a formal engineering report, and the findings are written up clearly and sent to you so you have something in hand for insurers, buyers, solicitors or your own peace of mind.

It is the survey homeowners ask for when a tree is dropping deadwood and they want to know if it is a hazard, when a mortgage lender or insurer has flagged a tree near a property, when buying a house with mature trees on the plot, or when a landlord or managing agent needs to demonstrate reasonable care has been taken over trees on a site with public access. It is also used simply to get an honest second opinion on a tree before spending money reducing or removing it.

Where a lender, planning authority or insurer specifically requires a full BS5837 arboricultural report or a formal mortgage valuation report, that is a different, more detailed piece of work with its own methodology, we can discuss what that requirement actually involves at the site visit, and point you toward it if a basic inspection isn't what's being asked for. Jack holds NPTC and City & Guilds certificates in tree work and inspects with a working knowledge of how trees fail, backed by £10m employers' liability and £5m public and products liability cover.

Who it is for

Homeowners, landlords, managing agents, buyers and sellers, and anyone needing a documented opinion on a tree's condition.

When it is needed

Deadwood or dropped limbs, concerns raised by an insurer or lender, before buying a property with mature trees, or before deciding on further tree work.

What is included

A ground-level visual assessment of crown, stem, unions and root plate, written up and sent to you as a report.

What it is not

Not a formal BS5837 or mortgage-valuation report, where one of those is specifically required, we'll discuss it with you at the visit.

What happens if it's left

The Trees That Cause Problems Usually Gave A Warning First

Very few tree failures happen with no warning at all. A crack widening quietly at a union, a fungal bracket appearing low on the trunk, a crown that has thinned unevenly, deadwood accumulating year on year, these are all visible signs, but only if someone who knows what they're looking at actually stops to check. Left unexamined, a tree with early signs of decay looks completely normal to most people right up until a limb comes down or the whole stem fails.

Occupancy and target risk make this worse than it sounds. A declining tree over a quiet corner of a field is a low-priority watch item. The same tree over a driveway, a play area, a public footpath or a neighbour's garden is a different level of risk entirely, and it is exactly the kind of distinction an insurer or a court will expect a landowner to have thought about if something does go wrong.

The mistake we see most is people either ignoring an obviously declining tree because it 'seems fine so far', or going the other way and paying for extensive, expensive work on a tree that a proper inspection would have shown was perfectly sound. Both come from the same root cause: no one having actually looked at the tree properly and written down what they found.

Undetected structural failure

Cracks, included bark and internal decay are often invisible to an untrained eye until the tree has already failed.

Fungal decay progressing unseen

Bracket fungi and other decay indicators at the base or on the stem signal internal rot that has often been developing for years.

No documentation for insurers or buyers

Without a written record of a tree's condition, disputes over liability or property sales become harder to resolve favourably.

Over-cautious, expensive work

Without a proper assessment, trees are sometimes reduced or removed unnecessarily, at real cost, when targeted work would have done.

Legal exposure over duty of care

Landlords and site owners with public access have a duty of care, and no record of inspection weakens their position if a tree does fail.

Missing the actual requirement

Ordering the wrong type of report, a basic inspection where a formal BS5837 survey was actually required, or vice versa, wastes time and money.

How we do it

Our Tree inspections & surveys Process

  1. 01

    Enquiry & scope

    You tell us how many trees need inspecting and why, insurer request, pre-purchase, general concern, so the right approach is used.

  2. 02

    Site visit

    Jack visits, usually within 7 days, and carries out a ground-level visual tree assessment of each tree's crown, stem and root plate.

  3. 03

    Findings discussed on site

    Any immediate hazards are flagged to you directly on the day, rather than waiting for the written report to arrive.

  4. 04

    Report written up

    Findings for each tree are written up clearly and sent to you, along with a written quote for any recommended work.

  5. 05

    Follow-up work if needed

    If the report identifies work required, it can be booked in directly, with TPO or conservation-area applications handled on your behalf.

What you get

The Difference It Makes On Site

Honest, on-site opinion

Findings are discussed with you at the visit, not held back until a report arrives days later.

Written record you can use

A clear written report for insurers, solicitors, buyers or your own file, documenting condition at the time of inspection.

Priced by tree, not guesswork

From £50 per tree, up to £250 for anything up to 10 trees, then £7.50 per tree after that, a transparent structure for multiple trees.

No unnecessary work recommended

A proper assessment avoids paying for reduction or removal work that a genuinely sound tree doesn't need.

Qualified assessment

Carried out by someone who holds NPTC and City & Guilds certificates and has spent 12 years working directly on trees, not just observing them.

Clear next steps

If work is needed, it can be quoted and booked straight from the same visit, including any TPO or council applications.

What Goes Into A Tree Inspection: Method, Indicators And Reporting

A visual tree assessment is a structured look at specific parts of a tree in a specific order, not a general glance. Here is what an inspection actually checks and how the findings get used.

Visual tree assessment method

A VTA works systematically from the base of the tree upward: root plate and buttress roots first, checking for heave, cavities, fungal fruiting bodies or soil cracking that might indicate root failure; then the trunk, looking for cracks, cavities, included bark, old wounds, sap runs and the presence or absence of a healthy bark surface; then the crown, assessing deadwood, dieback, weak or included unions between major limbs, and the overall density and symmetry of foliage.

The assessment is carried out from the ground using binoculars where needed rather than by climbing the tree, which is standard practice for this type of visual inspection. Anything that raises a genuine concern about imminent failure is flagged to you directly on the day rather than waiting for the written report.

Reading deadwood, cracks and unions

Deadwood is graded by size and location rather than treated as a single category, small twig dieback at the crown edge is normal and low risk, while a large dead limb over a path or drive is a priority. Cracks are assessed for depth, whether they run with the grain, and whether there's evidence of movement, such as fresh bark reaction at the edges.

Included bark, where two stems or major limbs have grown together with bark trapped between them rather than forming a strong structural union, is one of the most common causes of sudden limb failure in mature broadleaf trees, and it's frequently invisible until you know exactly where to look for the tell-tale seam running down from the fork.

Fungal indicators and decay

Fungal fruiting bodies at the base or on the stem, brackets, mushrooms or other visible fruiting structures, indicate that decay fungi are active somewhere in the root or stem wood, though the exact extent of internal decay isn't always visible from the outside. Different species indicate different patterns and severity of decay, and their position on the tree matters as much as their presence.

Honey fungus is one of the more serious indicators, spreading through root systems and often visible as black, root-like rhizomorphs under bark or in the soil, or as clusters of honey-coloured toadstools at the base in autumn. Where it's suspected, this is flagged clearly in the report, as it affects not just the tree in question but potentially neighbouring trees too.

Target zones and occupancy risk

The same defect on the same tree carries very different real-world risk depending on what's underneath it. A weak union over open ground carries low occupancy risk; the same union over a driveway, a children's play area or a public footpath carries a much higher one, because failure there is far more likely to cause harm or damage. Target and occupancy assessment is built into the report alongside the physical condition findings, because risk is really a combination of both.

This is particularly relevant for landlords, managing agents and anyone with public access across their land, where a documented, risk-graded record of tree condition supports the duty of care they're expected to show.

What the report includes, and when a fuller survey is needed

The written report covers each tree inspected, its species, general condition, any defects found, an assessment of priority, and recommendations, whether that's no action needed, monitoring, or specific work such as deadwooding, reduction or removal. Basic inspections start from £50 per tree, rising to £250 for anything up to 10 trees on one visit, then £7.50 per tree after that.

Where a lender, planning authority or insurer specifically requires a full BS5837 arboricultural survey, the standard used for development sites and formal mortgage valuations, with its own detailed methodology and root protection area calculations, that's a distinct piece of work outside the scope of a basic visual inspection. If you're not sure which you need, mention the exact requirement when you book, and we can talk it through at the site visit.

Questions

Tree inspections & surveys: Common Questions

How much does a tree survey cost?
Basic visual inspections start from £50 per tree, up to £250 for anything up to 10 trees on one visit, then £7.50 per tree after that. The findings are written up and sent to you.
How long does an inspection take?
A single tree can usually be assessed and discussed on site within the same visit as the quote appointment. Multiple trees or a larger plot take longer, and we'll give you a realistic timeframe when you book.
Is this the same as a full BS5837 or mortgage report?
No: this is a basic visual condition inspection, not a formal BS5837 arboricultural report or mortgage valuation report. If your lender, insurer or the council has specifically asked for one of those, tell us at booking and we can discuss what that actually requires at the visit.
What does the report actually include?
Each tree's species, general condition, any defects found, deadwood, cracks, fungal indicators, weak unions, a priority assessment, and clear recommendations for any follow-up work.
Can I use the report for my insurer or when selling my house?
Yes, the written report gives you a documented, dated record of a tree's condition that you can pass to an insurer, solicitor or buyer, though we'd always recommend checking exactly what type of report they require first.
Do you carry out the recommended work as well?
Yes: if the report identifies work such as deadwooding, reduction or removal, it can be quoted and booked directly, including handling any TPO or conservation-area applications on your behalf.
How quickly can you inspect my tree?
A site visit is usually carried out within 7 days of your enquiry, with the written report and any recommended-work quote following the same or a subsequent day.
Are you insured and qualified to carry out inspections?
£10 million employers' liability and £5 million public and products liability. Jack holds NPTC and City & Guilds chainsaw certificates and has 12 years' direct hands-on experience assessing tree condition and structural risk.
Do you inspect trees in conservation areas or with a TPO?
Yes, and if the inspection recommends any work on a protected tree, we handle the TPO or conservation-area application to the council on your behalf.
Do you cover emergency inspections after a storm?
Yes, including out of hours where a tree looks like it may have been destabilised by wind or a falling neighbour. Call 07375 701290 directly for anything urgent rather than using the form.

Free quote

Book A Tree Inspection This Week

Send the form or call 07375 701290 and we will book a free site visit, usually within 7 days. You get an honest on-site opinion and a written report sent to you, with any recommended work quoted the same day.

Call 07375 701290
  • £10m employers' and £5m public liability cover
  • NPTC and City & Guilds qualified crew
  • Site visit usually within 7 days, written quote the same day
  • Guarantee available on request

Five Pebble Hill Cottages, Westerham Road, RH8 0EA · Mon–Sat 8am–9pm · Sunday closed

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